What Is SDA? Understanding Specialist Disability Accommodation in Australia

Navigating the National Disability Insurance Scheme (NDIS) can be complex—especially when it comes to understanding the different types of housing supports available. One of the most essential yet sometimes misunderstood components is Specialist Disability Accommodation (SDA).


In this guide, we’ll explore what SDA is, how it supports participants under the NDIS, what makes a home SDA-compliant, and how it contributes to long-term, quality housing outcomes for Australians with significant support needs.


What Does SDA Stand For?

SDA stands for Specialist Disability Accommodation. It refers to purpose-built or specially designed housing for eligible NDIS participants who have extreme functional impairment or very high support needs.


SDA funding is not for everyday living expenses or personal support services—it’s specifically allocated to cover the cost of the bricks and mortar component of housing, ensuring individuals have a safe, accessible place to live.


What Is SDA Housing?

SDA housing consists of dwellings that are constructed or modified to meet the needs of people with significant disabilities. These homes are designed to provide improved accessibility, promote independence, and reduce the need for 24/7 on-site care.


SDA properties fall into one of four NDIS design categories:


  • Improved Liveability – for people with sensory, intellectual, or cognitive impairments

  • Fully Accessible – for those who require high levels of physical access

  • Robust – designed to reduce the risk of harm to self and others, suitable for people with behaviours of concern

  • High Physical Support – homes with complex features such as ceiling hoists, assistive technology and structural reinforcements

Each dwelling must be built and certified in accordance with the NDIS SDA Design Standard.


What Does SDA Stand for in the NDIS?

Within the NDIS, SDA is a capital support that funds housing for eligible participants. It is not a support that everyone receives—only those who meet specific criteria related to their disability and care requirements.


The purpose of SDA is to:


  • Provide access to suitable housing options

  • Enable more independent living

  • Facilitate community participation

  • Reduce reliance on institutional or hospital-based accommodation

SDA supports the overall NDIS vision of empowering people with disabilities through choice, control, and inclusive housing.


Who Is Eligible for SDA?

SDA is intended for a small proportion of NDIS participants, typically those with the most significant support needs. To be eligible, participants must demonstrate:


  • Extreme functional impairment – meaning they have a high level of physical, cognitive, or sensory limitations; and/or

  • Very high support needs – meaning they require significant assistance with daily activities or have complex behavioural needs.

Eligibility is assessed during planning meetings or plan reviews. Participants need to provide supporting documentation from health professionals such as occupational therapists, physiotherapists, psychologists, or behaviour support practitioners. This evidence must clearly explain how SDA will improve the person’s life and reduce long-term care costs.


What Are the Benefits of SDA Housing?

1. Independence & Autonomy

SDA homes are tailored to each participant’s needs, allowing them to complete daily tasks more independently, such as cooking, personal care, and mobility.

2. Safety & Accessibility

SDA homes meet strict safety and design standards. Features might include reinforced walls, accessible bathrooms, smart home technology, wider doorways, or assistive installations.

3. Better Support Outcomes

Because SDA homes are often integrated with Supported Independent Living (SIL) services or other support arrangements, participants receive the help they need in a familiar and stable environment.

4. Long-Term Housing Security

Participants living in SDA homes benefit from long-term tenancies, which helps build routine and improve mental wellbeing.

5. Community Inclusion

Rather than living in institutional settings, SDA allows people to live in the community—often close to family, shops, healthcare, and public transport—improving quality of life.


How Does SDA Work?

For Participants

Participants who are approved for SDA funding will have this support item included in their NDIS plan. They can then search for a registered SDA property that meets their needs, with the help of a support coordinator, housing provider, or therapist.

For Providers

SDA providers are responsible for ensuring the homes they offer are registered and certified under the NDIS SDA Design Standard. Providers receive SDA payments directly from the NDIA (National Disability Insurance Agency) based on the participant’s support category and housing type.

Funding & Cost

SDA funding varies depending on:


  • Design category (e.g. High Physical Support)

  • Dwelling type (e.g. apartment, house, villa)

  • Location

  • Number of residents

Participants are expected to contribute a reasonable rent contribution (RRC)—typically 25% of their disability support pension plus any Commonwealth Rent Assistance they receive.


The Four SDA Design Categories Explained

1. Improved Liveability

These homes are designed for people with sensory, cognitive or intellectual impairments. They often include features such as:

  • Enhanced lighting

  • Visual contrast

  • Simplified layouts

  • Easy-to-use fixtures

2. Fully Accessible

Fully accessible homes suit those who use mobility devices and need step-free environments. Features may include:

  • No-step entries

  • Wide corridors and doorways

  • Accessible bathrooms and kitchens

  • Emergency call systems

3. Robust

These dwellings are suited for participants with behaviours of concern or who require a secure environment. Key features often include:

  • Reinforced walls, floors, and fittings

  • Secure outdoor areas

  • Soundproofing

  • Break-resistant glass

4. High Physical Support

This category includes high-level accessibility and assistive technology. Suitable for participants who require:

  • Ceiling hoists

  • Electric adjustable benches

  • Backup power for essential medical equipment

Automated doors and controls


What’s the Difference Between SDA & SIL?

It’s important not to confuse SDA with Supported Independent Living (SIL). These two supports work together but cover different aspects of disability accommodation.

SDA SIL
Funds the physical building or dwelling Funds daily support services in the home
Covers housing infrastructure like widened doors, ceiling hoists, etc. Covers staff support for tasks like cooking, personal care, and overnight assistance
Paid directly to the SDA provider Paid to the SIL provider
Participant may receive SDA without SIL, and vice versa Often combined with SDA, but not always

This separation gives participants more choice—allowing them to select a home and a support provider that suits them best.


How Are SDA Homes Built?

SDA homes must be:


  • Certified by a third-party SDA assessor

  • Built to NDIS Design Standards

  • Registered with the NDIS Quality and Safeguards Commission

Builders and developers involved in SDA projects must understand compliance, accessibility, and participant-centred design. Projects often involve collaboration with architects, occupational therapists, and housing providers to create environments that are safe, functional, and welcoming.


How to Find SDA Housing

If you're an NDIS participant approved for SDA funding, here are some steps to help you find suitable housing:


  1. Speak to your Support Coordinator or LAC (Local Area Coordinator) – They can guide you through options in your area.

  2. Use online platforms such as the Housing Hub or Nest, which list available SDA properties.

  3. Work with your OT – Occupational therapists can help match you with a home that fits your individual needs.

  4. Tour the property – Always try to view the property before moving in to ensure it meets your expectations and comfort level.

The Future of SDA in Australia

Specialist Disability Accommodation is playing a major role in reshaping how we think about disability housing. As demand grows, there is increasing focus on:


  • Building sustainable, modern homes in well-connected neighbourhoods

  • Offering smaller, participant-focused settings instead of large group homes

  • Integrating smart technology and universal design principles

  • Encouraging investment from ethical and socially responsible property developers

SDA aims to deliver long-term outcomes—not just in housing, but in empowerment, inclusion, and overall wellbeing.


Ready to Build or Invest in SDA Housing?

Whether you’re a participant, family member, support coordinator or investor, LUOMA is here to guide you through the SDA building process. Contact us today to learn how we can help bring your SDA project to life.